SOBORA Mortgage is the one-stop shop for builder financing for vertical spec construction projects, and horizontal, lot, and bridge loans.

SOBORA Mortgage and its lender network support builders for diverse projects with the same flexibility as hard money lenders without the high rates and fees.

Get the capital you need with quick initial pricing, quick access to draws to turn projects, and fewer restrictions and less red tape than banks and credit unions.

SOBORA Mortgage and its lender network can provide you with the market and project analytics to build the right projects in the right markets.

Program Details

  •        Maximum loan amount of $4 million per unit or $25 million per project
  •        70% LTV, 85% LTC (up to 90% LTC with exception) -vertical single-family homes/townhomes
  •        Internal Reserves and Contingency build into a loan-no monthly payment from builders' cash
  •        Newly constructed single-family residences
  •        Multifamily homes
  •        Condos (up to five stories)
  •        Townhomes (attached and detached)
  •        Get pre-approved in 48 hours & term sheets in as little as 24 hours


Contact us today for builder financing.